Stop worrying about overcharges when using IKO on your cellphone, free yourself from the tiny screen and enjoy using the app on a much larger display. From now on, get a full-screen experience of your app with keyboard and mouse. MEmu offers you all the surprising features that you expected: quick install and easy setup, intuitive controls, no more limitations of battery, mobile data, and disturbing calls. The brand new MEmu 9 is the best choice of using IKO on your computer. MEmu multi-instance manager makes opening 2 or more accounts at the same time possible. And the most important, our exclusive emulation engine can release the full potential of your PC, make everything smooth and enjoyable.
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Enjoy superb experience of using IKO on PC with MEMU App Player. It's a powerful free Android emulator which provides you with thousands of android apps for their desktop version. Enjoy connecting with friends and polishing your work with higher efficiency! Download the latest version of the free IKO application (electronic banking service) and use your bank account at PKO Bank Polski or Inteligo.
Download the latest version of the free IKO application (electronic banking service) and use your bank account at PKO Bank Polski or Inteligo. The IKO app on your phone means fast and secure finances any day.
Activate the IKO app and take avail of the available functionalities:
BANK ACCOUNTS:
- account balance, history and details of all bank accounts,
- transfer to any domestic account number via Elixir or as an instant transfer,
- transfer based on data scanned from an invoice or from a QR code in an invoice,
- bank transfer by phone,
- bank transfer to Tax Office,
- foreign transfer,
- standing orders and a series of transfers,
- cash withdrawals from ATMs using the BLIK code,
- cash deposits (at selected ATMs) to your own or another IKO user’s bank account using the BLIK code,
- pre-paid phone top-ups,
- send a transfer request to another user,
- “piggy banks” to set money aside for any purpose,
- generate transfer confirmations,
- preview of unexecuted transactions (pending and canceled/rejected),
- applying for: a bank account (personal, savings and foreign currency*), an account overdraft*.
CARDS:
- history, details and images of your debit and credit cards,
- card management: activation, PIN assignment, change limits, temporary card freeze, restricting the card (with the option of getting a new one*), a change of card image,
- multi-currency card service*,
- transfer from a credit card,
- repay utilized credit card limit,
- credit card as a payments source for BLIK online & in-store payments.
LOANS:
- schedule and details of borrowings,
- apply for a loan*.
TERM DEPOSITS:
- details of term deposits,
- open and terminate term deposits.
INSURANCE:
- purchase travel and vehicle insurance*.
PAYMENTS:
- contactless payments by phone with NFC**,
- in store payments using the BLIK code/check,
- online payments with the BLIK code/check, also without copying the code in trusted online stores and browsers (Shopping without the BLIK code),
- create and share BLIK checks.
ADDITIONAL FUNCTIONALITIES:
- mobile authorization,
- public transport tickets,
- parking fee,
- "Join our cause": standing orders for charitable purposes,
- push notifications,
- localisation (also in the background)
- currency exchange*,
- 4 languages: Polish, English, Russian, Ukrainian,
- IKO personalization: change the main screen view and product names (accounts, deposits, loans),
- save and restore personalized application settings after re-installing IKO,
- option to simultaneously activate IKO and iPKO using the first login password,
- fingerprint login (Android 6.0 and a fingerprint reader required),
- shortcut button to favorite functions on the home screen,
- create and share QR codes with transfer details,
- currency exchange rates,
- map of PKO Bank Polski branches, ATMs and stores supporting BLIK payments.
For more on IKO go to iko.pkobp.pl/iko_en
For more on IKO activation go to iko.pkobp.pl/iko_en/activation
* Not available for Inteligo customers.
** Contactless payments are available for phones with NFC and minimum Android 4.4 to individual customers with a PKO Bank Polski, including Inteligo, debit or credit card. Contactless payments are not available on the so-called “rooted" devices, i.e. those on which manufacturer's security has been removed.
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1. Download MEmu installer and finish the setup
2. Start MEmu then open Google Play on the desktop
3. Search IKO in Google Play
4. Download and Install IKO
5. On install completion click the icon to start
6. Enjoy playing IKO on PC with MEmu
MEmu Play is the best Android emulator and 100 million people already enjoy its superb Android gaming experience. The MEmu virtualization technology empowers you to play thousands of Android games smoothly on your PC, even the most graphic-intensive ones.
Bigger screen with better graphics; Long duration, without limitation of battery or mobile data.
Full Keymapping support for precise control of keyboard and mouse or gamepad.
Multiple game accounts or tasks on single PC at one time with Multi-Instance manager.
Use IKO on PC by following steps: